Farm Financial Consulting Built on Generations of Ag Experience
Your books are organized. Your taxes are filed. But when a major decision is in front of you, neither one tells you what to do next. Our ag-specific financial consultants turn your existing data into a clear direction forward.
Make Smarter Decisions With Clearer Financial Guidance
Accurate financials are the starting point, not the finish line. When it’s time to evaluate a major equipment purchase, walk into a lender meeting, or figure out where your margins are leaking, a balanced ledger doesn’t give you answers. You need someone who can read your financial data and tell you exactly what it means.
That’s what our ag-specific financial consultants do — expert analysis built specifically for the way agricultural operations grow, cycle, and succeed.
Three Levels of Advisory Built Around What Your Operation Actually Needs
Not every operator needs a fractional CFO. Some need a deep diagnostic before they can even frame the right questions. Others are running complex, multi-entity operations and need executive-level financial strategy in their corner. Our advisory services are structured to meet you at the right entry point and scale as your operation demands.
Core: Financial Insights and Benchmarking
The right place to start if you need to understand where your operation actually stands before you decide what to do next. Core is anchored by our Historical Performance Analysis, a targeted, standalone engagement that gives you a clear, data-grounded picture of your operation’s financial history.
Historical Performance Analysis (HPA)
The HPA is a deep-dive into your farm’s multi-year financial history. We surface trends you haven’t seen and identify structural inefficiencies that are quietly costing you. Many operators use the HPA as a baseline before pursuing broader advisory work or membership. It’s the clearest diagnostic available for a farm that knows something is off but isn’t sure where to look.
This engagement is available as a standalone service. No ongoing commitment required.
Plus: Planning, Forecasting, and Financial Analysis
Built for operators who have clean data and need a qualified advisor actively working their numbers, not just reviewing them. At the Plus level, we move from diagnostics into planning and execution. Includes everything in Core, plus:
- Data review
- Budgeting, forecasting, and ongoing budget monitoring
- Financial analysis (ratio guidance, debt monitoring, break-even and margin analysis)
- Loan preparation and lender presentation support
- Risk management and financial risk strategy
If you’ve ever walked into a lender meeting unprepared, or found yourself building a budget in a vacuum that falls apart by March, Plus is the level that puts a qualified advisor in your corner before those moments arrive.
Premium: High-Level Strategic and CFO-Style Advisory
Built for operators running serious, complex operations who need executive-level financial intelligence without the cost of a full-time hire. At Premium, your advisor functions as a fractional CFO by stress-testing your assumptions, modeling major capital decisions, and making sure your financial strategy is keeping pace with your operation’s ambitions. Includes everything in Plus, with:
- Cost analysis and cost control
- Financial planning and strategy
- Cash management
- Financial modeling
- Capital budgeting
- Capital cost analysis
If your operation has grown to the point where financial decisions carry seven-figure consequences, Premium is how you stop making them without the right expertise in the room.
Stop Making Major Farm Decisions Without the Full Financial Picture
At UnCommon Farms, our agricultural financial consulting gives farm leaders everything they need to make decisions with clarity and confidence.
Consulting vs. Coaching: Understanding the Difference
This is a question we hear often, and it’s worth answering directly. If you’re not sure which one fits your situation right now, the consulting engagement is a simple place to start. Many of our partners choose to carry that momentum into full membership once they see what a connected strategy can do.
Financial Consulting
Financial consulting (this page) is a standalone, project-based engagement. You bring a specific challenge or financial question, we dig into your data, and we deliver expert analysis and a clear direction forward. It’s targeted, efficient, and built for operators who want specific answers.
Financial Coaching
Financial coaching (membership) is what happens when financial strategy becomes one piece of a larger, integrated system. As a member, your coach works alongside business, HR, and succession professionals to ensure your numbers are driving every major decision across your entire operation. Our approach delivers implementation and accountability.
Find Your Financial Blind Spots
Not certain your current financial reporting is giving you the full picture? Take our free Financial Needs Assessment to identify the gaps in your current strategy and see exactly what a consulting engagement could surface for your operation.
“In 2006 when I came back to the farm we were at about 2,500 acres and when we joined UnCommon Farms in 2013 we were 10,000 acres+ so we needed to change the way we ran our business. Instead of working in the business more we needed to work on it.”
Joel Abeln
Abeln Farms
Farm Success Stories
UnCommon Farms has helped us understand and manage a scaling business that is sustainable into the future all the way to succession planning. Figuring out education pieces for our employees and our team. Areas of continuous improvement.
Kyle Mehmen
MBS Family Farms
I think we know what the end goal is now more than we ever have. I think we understand what it’s going to take to get there, and we have plans we’re putting into place that will allow us to accomplish our goals as a family—of growing and bringing back the next generation.
Larna Fidler
Schnitker Farms
UnCommon Farms gives the older generation confidence in the younger generation’s management, and I think it makes that transition easier for the older generation.
Rich Bronec
R&R Bronec Grain and Cattle
We needed to change the way we ran our business. Instead of working in the business more, we had to work on it. If you have the next generation coming along and you’ve always just been the operator or the patriarch of the farm, being part of UnCommon Farms has so many benefits. There’s not only the resources; there’s the networking, there’s peer-to-peer conversations you can have. There’s a way to better your business.
Joel Abeln
Abeln Farms
We’re into this for four years now, and I’ll be honest, I’m more excited now than I was at the beginning… The more you put into it, the more you get out. The more you commit to it, the more that you follow, the bigger connections you make… I think it helps us take our operation to the next level.
Robert Ensor
Ensor Brothers Farms
With UnCommon Farms, we have these connections to other farmers and other communities who we can rely on to share those experiences and those learning moments, so we don’t have to make those mistakes the first time around.
Emma Purvis
E&H Farms
Farm Financial Consulting FAQ
What's the difference between financial consulting and accounting services?
Accounting services are about execution: recording transactions accurately, organizing your statements, and keeping your books current. Financial consulting starts where that work ends. It’s the analysis layer, helping you understand what your financial data is actually telling you and what strategic moves are warranted based on that data.
Is the HPA a one-time engagement or ongoing?
The Historical Performance Analysis is a standalone engagement. It’s specifically designed for operators who want a deep diagnostic of their financial history without committing to an ongoing advisory relationship. Many operators use it as a starting point to establish a baseline before pursuing broader consulting work or membership.
Do I need to be a member to access financial consulting?
No. All consulting services—including the HPA, fractional CFO support, margin analysis, and lender prep—are available as standalone engagements with no membership required.
What does a typical financial consulting engagement look like from start to finish?
It starts with a consultation to understand your specific situation, your financial data, and what decision or challenge is in front of you. From there, we determine the right scope, whether that’s an HPA, a targeted margin analysis, or fractional CFO support around a specific initiative. You’ll receive a clear deliverable: findings, analysis, and a forward-looking recommendation you can act on.
How is this different from working with a general financial advisor?
Most financial advisors are built around personal wealth management, investment portfolios, or generalist business finance. Our advisors specialize exclusively in agricultural operations. We already understand farm depreciation schedules, commodity revenue cycles, multi-entity ag structures, and the seasonal cash flow dynamics that define this industry. You don’t spend the first half of every engagement explaining how your business works.
Let’s Make Sure Your Books Are Working for Your Operation, Not Against It
Clean books are the foundation every other business decision is built on. Our ag-specific accounting team does the work so you can focus on running the operation. Fill out the form below and we’ll connect you with the right solution for where your farm stands today.