Farm Risk Management Tailored to Your Operation

Farming is filled with opportunities—but also risks. Production, marketing, financial stability, business continuity, legal compliance, and human resources are just some areas where challenges arise. That’s where UnCommon Farms steps in. Our Risk Management Team works alongside you to understand the risks unique to your farm, offering tailored strategies to safeguard your operation’s future.

Your Risk Management Journey with UnCommon Farms

Identify Risks

The first step in managing risk is understanding where you’re most vulnerable. We help you ask the right questions to gain clarity:

  • Where are you most exposed, and what is your risk tolerance?
  • How can you allocate resources effectively while staying prepared for uncertainties?
  • What does your lender expect regarding risk management?
  • How do grain marketing, crop insurance, and other factors impact your operation?
  • When faced with risk, should you accept, avoid, spread, transfer, or control it?

Together, we evaluate every aspect of your operation to develop a clear risk profile and path forward.

Build a Proactive Risk Management Plan

With insights into your risk profile, we work with you to create a proactive strategy. Our team provides tools and guidance to:

  • Identify, assess, and prioritize risks.
  • Choose effective responses to minimize exposure.
  • Monitor and adapt your risk management plan as circumstances change.

This tailored approach ensures you’re prepared for today’s challenges and tomorrow’s uncertainties.

Leverage Insurance Solutions

Insurance is a cornerstone of any risk management plan. Our team offers expert guidance to ensure you’re fully covered where it matters most:

  • Federal Crop Insurance: Navigate options like Multi-Peril Crop Insurance (MPCI) and Revenue Protection (RP), which can insure up to 85% of your proven production history.
  • Commercial Lines of Insurance: Protect your property, equipment, and even your life with targeted coverage.
  • Supplemental Coverage: Hail, wind, replant, and extended yield/revenue options by crop and geography via our network of seven Approved Insurance Providers.

Implement and Adapt

Risk management is not a one-time process; it requires ongoing attention and adaptation. Our team is committed to supporting you through every stage—from implementing your initial plan to making adjustments as your circumstances and goals evolve.

With UnCommon Farms, you’ll always have the expertise and resources you need to stay ahead of the risks that could impact your operation.

Partner With UnCommon Farms for Complete Risk Management

UnCommon Farms members gain access to expert advisors, tailored risk strategies, and the tools to put those plans into action. If you’re ready to take a more proactive approach to protecting your operation, membership is where it starts.

More Than Coaching: A Complete Business Advantage

Membership in UnCommon Farms extends beyond your coaching relationship. These are the exclusive resources and benefits that come with being part of the community.

Strategic Industry Partners

UnCommon Farms leverages the collective size of our membership to negotiate access to industry-leading tools, exclusive discounts, and specialized resources through top-tier agricultural organizations including AGI, AgriSompo NA, Marsh McLennan Agency, and Valley Irrigation. You benefit from buying power and relationships you couldn't access on your own.

The Employee Assistance Program (EAP)

The weight of running a farm doesn't stay in the field. Members receive free, confidential access to our EAP, providing family counseling, mental health support, and conflict resolution resources for your household and your team. Because a healthy operation starts with healthy people.

Exclusive Training & Webinars

Access a library of 80+ training courses and live, operator-focused webinars designed to keep your management team sharp and your operation ahead of the curve.

What Our Clients Say

Navigating the complexities of passing down the family farm, ensuring its financial stability for future generations, and building a thriving agricultural business requires expert guidance. At UnCommon Farms, we specialize in addressing these challenges by teaming up with farms to handle succession planning intricacies, make informed financial decisions, and provide hands-on coaching for goal achievement.

Get a glimpse of how UnCommon Farms has made a difference for others in similar situations.

“There’s holes in your operation you don’t know about. There’s things that are unique challenges to you… you need to work with UnCommon Farms because they get those unique challenges and they’re going to help you get through them… As fast as agriculture and as fast as other things are changing, having that additional guidance is going to help us find the path to get to where we’re going.

— Beth Schnitker

Risk Management FAQ

What does "risk management" actually mean for a farm operation?

It means knowing where you’re exposed before something goes wrong and having a plan for it. Production risk, marketing risk, financial instability, business continuity, legal compliance, people problems: every farm carries all of these. Most operators know the risks exist. Few have a structured approach to addressing them before they become crises. That’s what we build with you.

Insurance is one tool inside a broader risk management strategy, not a substitute for one. It covers what happens after a loss. Risk management is the work that happens before: identifying your vulnerabilities, stress-testing your plan, and making sure your operation isn’t one bad season or one unexpected event away from serious trouble. We help with both, but they’re not the same conversation.

Risk management is a key component of our business management membership. It’s not a one-time audit or a report you receive and file away. It’s an ongoing discipline that your coach helps you work through with you as your operation grows, your circumstances change, and new risks emerge. If you’re looking for a partner who stays in the work with you, that’s what membership is built for.

The full picture: production risk, marketing and price risk, financial risk, business continuity, legal and compliance exposure, and HR challenges. Most farms are managing several of these at once without a clear framework for any of them. We help you see the whole board and prioritize where your attention needs to go first.

Let's Talk About Where Your Farm Is Headed

Whether you’re ready to apply for membership, exploring what UnCommon Farms can do for your operation, or just not sure where to start, it’s never too early to start the conversation. Tell us a little about your farm and someone from our team will be in touch to point you in the right direction.