Property and Casualty Insurance
When it comes to protecting your livelihood, you need a team of experts that not only know the intricacies of crop insurance but also understand the business of farming and what other insurance coverages your farm may need.
Additional Coverage
Where offered, coverages provided at no additional cost may include vehicle damage, vandalism, malicious mischief, fire, and transit losses.
Our Insurance Partners
Nationwide Insurance
Marsh McLennan Agency
What Our Clients Say
Navigating the complexities of passing down the family farm, ensuring its financial stability for future generations, and building a thriving agricultural business requires expert guidance. At UnCommon Farms, we specialize in addressing these challenges by teaming up with farms to handle succession planning intricacies, make informed financial decisions, and provide hands-on coaching for goal achievement.
Get a glimpse of how UnCommon Farms has made a difference for others in similar situations.
UnCommon Farms Insurance Solutions is an equal opportunity provider.
“My wife and son went through cancer so I had a newfound appreciation for our charities group within UnCommon Farms and the people because I had such an outpouring of if you need some help we’ll be there, my coach right away was like is there anything we can do to help in order for you to be able to take care of what you’ve got to take care of. They were all there for us.”
— Ryan Weeks
Property and Casualty Insurance FAQ
What does property and casualty insurance cover on a farm?
P&C covers the physical assets your operation depends on, including farm buildings, equipment, vehicles, and infrastructure. Where offered, additional coverages can include vehicle damage, vandalism, malicious mischief, fire, and transit losses. Unlike crop insurance, which protects your yield and revenue, P&C protects what’s already built. Both matter. Most farms need both.
Is P&C insurance the same price everywhere, like crop insurance?
No. Unlike crop insurance—which is a government-supported program with federally regulated premiums—P&C pricing varies by carrier, coverage, and how well your operation is understood. That’s where having the right partner matters. We work with Nationwide to build coverage that actually fits your operation, not just a generic farm policy pulled off the shelf.
Do I need both crop insurance and P&C, or is one enough?
For most operations, you need both since they serve completely different purposes. A strong crop insurance policy won’t cover a barn fire or a truck totaled on the way to market. A solid P&C policy won’t protect your revenue if a hailstorm wipes out a third of your yield. Think of them as two layers of the same protection strategy, not alternatives to each other.
How do I get started with a P&C review?
Reach out and we’ll set up a conversation. Unlike crop insurance, there’s no deadline to work around. P&C coverage can be reviewed and updated any time of year. If you’re not sure what you currently have or whether it’s adequate, that conversation is exactly where we start.
You Signed the Policy, but Has Your Agent Checked It Since?
Most policies get renewed, not reviewed. Our team audits your current coverage in detail, finding the gaps, explaining what you actually have, and telling you straight what we’d do differently. Schedule a policy review to start the conversation.