Protect Your Farm's Future with UnCommon Farms Crop Insurance
A Partner You Can Trust
At UnCommon Farms, we understand that your farm is more than just a business—it’s your livelihood, your passion, and your legacy. That’s why we’re dedicated to helping you find the right crop insurance to protect your farm’s future. We believe in working closely with farmers, ensuring they’re covered in ways that truly matter to them, even if they’re not currently our clients.
Our approach goes beyond transactions. We take the time to understand your unique operation, offering personalized insurance solutions tailored to your farm’s specific needs. With UnCommon Farms, you’re not just signing paperwork—you’re building a long-term partnership.
Our Agribusiness Financial Services
Multi-Peril Crop Insurance (MPCI)
Comprehensive protection against a range of risks, with premiums subsidized by the government.
Margin Protection
Coverage that helps farmers protect their operating margins when prices and yields decline.
Crop Hail Insurance
Protection against unexpected hail damage to your crops, customizable to your specific needs.
Private Products
Additional options that supplement traditional crop insurance policies, tailored to unique requirements.
Whole Farm Revenue Protection
Safeguards revenue across all crops, providing broader coverage for diversified farms.
Livestock Risk Revenue & Dairy Revenue Protection
Specialized coverage options for livestock and dairy farmers to protect against revenue losses.
Rainfall Index Policies
Coverage designed to protect against rainfall deficits, helping farmers manage risk related to weather variability.
Hurricane Insurance & Tropical Storm Endorsements
Protection against losses due to hurricanes and tropical storms, ensuring you’re covered during severe weather events.
Find Your Trigger Yield and Price with Our Crop Insurance Calculator
At UnCommon Farms, we understand that every farm is unique, and so are your crop insurance needs. Our Crop Insurance Calculator is designed with you in mind—simple, intuitive, and tailored to provide general estimates based on the details you provide. But these numbers are just the start. For a deeper understanding of your coverage, let our specialists guide you through every step.
We know that dealing with crop insurance paperwork can feel overwhelming, especially if it’s your first time diving into the details. That’s where we come in. If you’re missing any information or unsure where to start, our team is here to help you navigate the process.
When you partner with UnCommon Farms, you don’t need to worry about tracking down paperwork—we can access the necessary information through the RMA, so you can focus on what you do best: farming.
Ready To Find Out Where Your Farm Stands?
Check your main KPIs with our benchmarking guide and see exactly how your financials stack up against industry averages.
Your Farm Deserves More Than Just Transactions
At UnCommon Farms, we’re here for more than just signing insurance contracts. We live and work in farming, so we understand the challenges you face. We’re committed to building long-term relationships based on trust, dedication, and strategic service.
When you work with us, you’ll experience the difference a team that genuinely cares can make. We’re not here to simply fill out forms—we’re here to help you safeguard your farm for future generations.
UnCommon Farms Insurance Solutions is an equal opportunity provider.
Crop Insurance FAQ
What is Multi-Peril Crop Insurance, and do I need it?
MPCI is the foundation of most crop insurance programs with comprehensive protection against a wide range of production risks, with premiums partially subsidized by the federal government. Over 90 percent of farmers are already enrolled in some form of it. The question isn’t usually whether you need it. It’s whether the policy you have is actually built for your operation or whether someone set it up once and let it run on autopilot.
What's the difference between MPCI and Crop-Hail coverage?
MPCI covers a broad range of risks across your entire growing season. Crop-Hail is a separate, targeted policy that protects against unexpected hail damage specifically, and it’s customizable to your operation’s needs. Many farmers carry both. If a hailstorm hits between the time your MPCI coverage kicks in and the point it would actually pay out, Crop-Hail is what saves you. Gaps like that are exactly what a policy review is designed to catch.
What is Whole Farm Revenue Protection, and who is it right for?
Instead of protecting individual crops, it safeguards total revenue across your entire operation. It’s built for diversified farms that grow multiple commodities or incorporate livestock. If your operation doesn’t fit neatly into a single-crop coverage structure, this is worth considering. Whether it’s right for your farm depends on how your revenue is structured, and that’s a conversation our team is equipped to have.
Do you offer coverage for livestock and dairy operations?
Yes. Livestock Risk Revenue and Dairy Revenue Protection are specialized programs designed to protect against revenue losses specific to those operations. They’re purpose-built for operations where livestock or dairy income is central. If that’s your situation, a generic crop insurance approach almost certainly isn’t covering what it should be.
What are Rainfall Index Policies, and when do they make sense?
Rainfall Index Policies protect against rainfall deficits in a defined area over a specific period. They’re particularly relevant for pasture, rangeland, and forage operations where production is directly tied to precipitation rather than a harvestable crop yield. If you’re managing grazing ground or hay production, this coverage type may be significantly underutilized in your current program.
Why does it matter which Approved Insurance Provider (AIP) handles my policy?
Because not all AIPs operate the same way and understanding how each one structures decisions is knowledge many agents don’t have. Our team has worked the carrier side of this business firsthand, inside companies like Agrisampo, Great American, RCIS, and Rain and Hail. We know how these providers think, where the rules create flexibility, and how to navigate them in your favor. That’s not something you get from an agent who’s only ever seen one side of the table. UnCommon Farms Insurance Solutions is an equal opportunity provider.
When is the deadline to make changes to my crop insurance?
Sales closing windows are federally regulated and non-negotiable. For most crops, the deadline is February 28th in the South and March 15th in the North with some variation by crop and region. Once that window closes, you’re locked in for the season. That’s why we start reviewing and auditing policies well before those deadlines, not the week before. If you’re reading this outside of selling season, now is exactly the right time to start the conversation.
You Signed the Policy, but Has Your Agent Checked It Since?
Most policies get renewed, not reviewed. Our team audits your current coverage in detail, finding the gaps, explaining what you actually have, and telling you straight what we’d do differently. Schedule a policy review to start the conversation.